Pay-At-Closing Home Improvement and Repair

Use the equity in your home to get the repairs you need to make your home sell faster and for more money! No credit or cash required !

Pre - sale home improvements

You would like to sell your home quickly and for more money correct? Or would you rather have to limit the potential buyers of your home and have to negotiate seller concessions?

Kitchen Remodeling

Transform your kitchen into a space that suits your lifestyle. Our team will work with you to design and build the kitchen of your dreams.

Bathroom Renovation

Create a luxurious and functional bathroom retreat. From concept to completion, we'll handle every detail of your bathroom remodel.

Roofing and Siding

FHA and VA have VERY strict standards on roofing and siding damages and condition. And if you live around a military a base, VA loans can make up to 87% of home purchases.

Interior and Exterior Painting

Painting will make your home look and feel newer and cleaner and is a proven method of repair that can lead to selling your home faster and for more.

Fencing

An old fence can drag down the appeal of your home in a big way and especially with 66% of Americans having one or more pets. Don't allow those potential buyers to get away.

Services

About

WHO WE ARE

Selling a home can be tough, especially when repairs and updates are needed to get top dollar. With over 50 years of experience in construction and real estate, our organization is dedicated to helping homeowners increase their property’s value and sell it for the best price. We partner with qualified, insured professionals to handle repairs efficiently, ensuring your home sells quickly and at a higher price—without upfront costs to you. At Fix Now Pay Later, our expertise helps you navigate the process smoothly and move forward with confidence.

Entire process done from the comfort of your home

For Sellers

For Agents

You want to sell your home so you can move onto a new chapter of your life, why not sell it faster and for more money?

Every home you sell could use some sort of improvement and you have a responsibilty as a real-estate professional to make sure your seller is made aware of what types of upgrades or repairs will lead to a better selling experience. And you get paid when the property sells! Sell it faster and sell it for more money! Everyone wins. You will stand out from other local agents operating in your area by providing a solution to a problem that most people do not know to handle.

FHA Repair Requirements for a Home

Non-permitted additions – Additions that are not up to code are often flagged in FHA loans, although not always
Roof repairs
Hail Damage
Wind Damage
Rotten Wood
Rotten Siding
Damaged Flashings
Improper Drainage
Garages that have been built up to provide additional living space may not meet FHA requirements
Peeling paint that is a lead hazard – Usually on homes built before 1978. Here is a guide on the Federal lead paint law.
Damaged rain gutters and unpainted downspouts
Outbuildings that are rotten and in need of demolition
Malfunctioning exterior doors
Uncovered junction boxes and exposed wiring
Major plumbing issues and leaks
HVAC systems that are not operational
Major roof issues – including leaking roofs, composition over a shake, defective roofs and roofs that are expected to fail within three years
Pest infestations that are visible and active
Porches with rotting support columns
Missing appliances that one can reasonably expect to be sold with a home, like a cooking range
Bedrooms that do not meet minimum safety guidelines, including having windows that are too small to exit through or windows with bars that do not release for someone to use the window as an exit. See the complete guide to the definition of a bedroom.
Foundation defects
Structural defects
Basements with water issues, such as leaks or standing water
Standing water present in the crawl space or evidence that water puddles in the crawl space at times
Kitchen appliances that are not operational, such as a broken faucet or stove
Non-operational swimming pools, including pools that are empty, pools that do not have a working pump and pools that have been abandoned and contain standing water
Window screens with visible rips and tears
Water heaters that do not have an operational pressure relief valve
Fencing that is broken, leaning, or otherwise damaged so that it is not functional

VA Repair Requirements for a Home

Public road access – the home must be accessible from a public road, and the road needs an all-weather surface. Private road access requires an easement
Roof repairs
Hail Damage
Wind Damage
Rotten Wood
Rotten Siding
Damaged flashings
Improper Drainage
Faded exterior paint
Walls need to be accessible for maintenance purposes
The home must be available without needing to go through another home, such as if you had to go through one apartment to reach another apartment
Yards must be accessible without needing to trespass illegally through the yard or unit of another party
Damaged paint that could contain lead, which generally means paint on homes built before 1978
Utilities need to be independent surrounding units, including electricity, natural gas, sewer or septic system and running water
The home must serve as the buyer’s primary residence, not be used as a rental property
The house needs to have sufficient heat for safety and comfort. Homes with a wood burning stove as the primary heat source must also include a secondary heating system that is capable of providing heating to make the air 50 degrees and to circulate that air among the plumbing
Fresh, safe water must be available to the home that is reliable and sanitized
All areas requiring ventilation for safety must have them, including basements and attics
The house needs to be comfortably habitable, which means having enough room for the buyer to live, eat, cook and sleep
Structural defects
Foundation defects
Plumbing issues, including severe plumbing leaks
Rotten wood on the exterior of the home
Any property impairment that makes the home unsafe or unsanitary
Drainage issues that cause water to accumulate in the yard, driveway, walkways, etc.
Roofing repairs/ Missing Shingles
Failed caulking
Loose handrails